What Is Equidata's Credit Monitoring Service?

Between January and December 2003, the FTC received over a half million consumer fraud and identity theft complaints*

Equidata's credit monitoring service is your best defense against this emerging problem that causes immeasurable headaches for thousands of unsuspecting consumers every day. Don't wait until you are trying to purchase that new house, for instance, only to find out that someone has been ruining your credit by assuming your identity. Chances are, you won't be able to buy any house - or any thing - with credit without a long battle to right your good name.

Credit monitoring informs you of the most important changes to your credit report and can help keep you be aware of any unexpected changes to your personal credit information. Any reported changes are posted to your online account on a daily basis, and as a reminder, we will automatically send you an email to inform you if a change has been reported.

Equidata offers consumer credit monitoring services that protect you by providing:

• Fraud Monitoring Emails
  You will receive an email notification any time there is a change to your credit file(s). If there is no change to your file in a 30 day period, you will receive an email notification that there has been no change to your credit file.
  
• Quarterly Access To Your Single or Triple Credit Report
  Our credit monitoring service allows you to receive your complete single or triple credit report once a quarter throughout the year.

Triple Credit Report & All CreditXpert™ Scores with Credit Monitoring - $24.95 + $39.50/annual fee

Triple Credit Report & One CreditXpert™ Score with Credit Monitoring - $19.95 + $39.50/annual fee

Triple Credit Report with Credit Monitoring - $17.95 + $39.50/annual fee

Single Experian Credit Report & One CreditXpert™ Score with Credit Monitoring - $12.95 + $39.50/annual fee

*Source: Federal Trade Commission, (2004). National and State Trends in Fraud and Identity Theft, January- December 2003.